Last Update: 04/05/2026 at 2:50 PM EST
Insurers Face Record Catastrophe Losses
Coverage from WTW and others
Articles
3
Latest Article
01/28
Active Days
1
Executive Summary
A 2026 review says 2025 disasters drove over 100 billion in insured losses and exposed wider climate risks, cost pressure, and modeling gaps
- 2025 natural catastrophes caused more than 100 billion in insured losses worldwide
- Losses were the sixth straight year above the 100 billion mark
- Risk managers are urged to work more closely with sustainability teams
- Catastrophe modeling improved exposure understanding but did not ease affordability pressures
- Wildfire risk rose with drought, warming, and development in the wildland urban interface
- Compound and multi hazard events amplified damage and delayed claims in the Philippines
- Insurers are warned to stress test for broader catastrophe scenarios beyond recent losses
Quick Facts
- What: Review of 2025 catastrophes and insurance losses
- Where: Global, including California, the Philippines, Europe, and Southeast Asia
- Why: To update risk views, pricing, and scenario planning
- Who: Insurers, reinsurers, and risk managers
- When: January 2026 review of events from 2025
Featured Article
A January 2026 global natural catastrophe review analyzes 2025 insured losses and modeling practices worldwide while omitting any coverage of heat pump technologies or policies.
Additional Articles
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WTW published a January 2026 global Natural Catastrophe Review summarizing 2025 climate-driven disasters and insurance impacts worldwide, without addressing heat-pump technologies, policies, incentives, or deployment.
Insurers and risk professionals analyze 2025 catastrophes in a January 2026 global report to inform risk governance and pricing.